77 years of serving the greater Delaware community
42 North Sandusky Street, Delaware, Ohio
"Because we're an Independent Insurance Agent, we can find the best program for your type of business."
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When you're in business for yourself, you're watching profits. You're watching cash flow. But are you watching out for perhaps the most important thing of all-the unexpected? Hilborn Insurance Services is in the business of guarding your company against the unexpected. We offer a wide range of protection including business auto, general liability and commercial property insurance. Hilborn Insurance covers it all - for companies big or small. Quit wasting your valuable time worrying and start doing what you do best - making money! You get what you pay for. Just like the products and services you offer, our insurance plans are a cut above the others. Because we're an Independent Insurance Agent, we can find the best program for your type of business. You won't have to pay for protection you simply won't use. And Hilborn Insurance can offer plans that are able to grow with you, so you won't be underinsured and left to deal with it on your own. Let Hilborn Insurance be your partner!
Business general liability coverage provides insurance against business liability exposures which may arise out of the commercial operations of the insured and result in the business owner losing substantial assets. It is important for any business to carry adequate business liability insurance.
Every business is exposed to different liability risks which Business General Liability (CGL) policies try to cover. The following common risks can be insured against under the commercial general liability coverage:
There are, of course, many other liability risks a business is exposed to, such as pollution liability, liability for occupational injuries to employees, contract liability, commercial auto liability, aircraft liability, and watercraft liability. These liability risks are typically specifically excluded from a business general liability policy. There are special types of insurance you can purchase if you wish to be covered against these exposures. What Kind of General Liability Insurance Does My Business Need?
All these coverages of a business general liability policy have a lot of exclusions, and there are a number of supplementary payments that are available under Coverages A.